Coming Back From Holidays!

Today is the first day at my working plce after the long Christmas Holidays. I spent them rather cool with family, relatives, my best friends. So I was accomponied by only the dearests and nearests to my heart all these days. As for the activities we were travelling around Florida and California. So have a good start of the year!!!

Christmas Game!!!

It's wonderful to recieve presents! I hope, you agree with me!!! There are many funny, interesting, amazing games and shows before the Christmas where it's possible to take place!

Christmas Is Coming!

How I love Christmas Time and this Holiday! Before the Christmas Eve it's a busiest time of the year and the lovliest one! I adore to go shopping, choose presents, admire the illumination and decorations, making plans for the nearest holidays and organise the party.
To be pending wonders is the best feelings I have ever had!

I "Can't Remember What I Forgot"...

I've just read an interesting psychological book "Can't Remember What I Forgot"by Sue Halpern where it's possible to derive some interesting facts how to improve the memory.
You'll probably agree with me that it always happens so that you forget some important information in short period of time. You know that we use only 3% of our brain and we should constantly improve it using different methods.
The psychologists advise to do not only crosswords' puzzles (though it's also a great trainer for the brain) but also learn rhymes, poems or just some material.
One online set of "brain" exercises was one that promised to help me improve my "digit span." A digit span is a string of random numbers, like 23938393835575, that one can hold in one's memory. Typically people can remember 7 numbers going forward and six in reverse. Testing digit span--which happens, for instance, when you take an IQ test--is a way of getting at how good your working memory is. It stands to reason that the longer the span you can recall, the better your memory. It also stands to reason that you can both boost your memory and increase your IQ if you can increase the number of numbers you can recall.

World AIDS Day

Today is the 1st of December. It's wonderful as it's the first winter day or the last month in the year and the Christmas is coming soon. It's great!
But on the other hand, it's one more date today, World AIDS Day. It is common to hold memorials to honor persons who have died from HIV/AIDS on this day. I think it's very important. Besides, this day is also called "Day Without Art (DWA)" as the national day of action and mourning in response to the AIDS crisis.
No one deserves to die from AIDS.

Happy Thanksgiving!

I'd like to wish Happy Thanksgiving to everybody. It's one of the greatest holidays in the US.
As for me, I spent it together with my family and the other two days (weekends) I was in the country with my best friends having picnic and riding a horse. It was fantastic!

An Easy Way to Choose The Best Credit Card

I like to apply for credit cards whenever I can. Though some of my friends tell me that that is a bad idea because they will then spend a lot of money if they have many credit cards. I don't have this problem because I don't see how having many credit cards is related to the amount of money I spend shopping.
The other problem is that it's very difficult to choose the BEST credit card (e.g. Blue from American Express®) as the majority of my friends assume. The way out is simple. Just follow the instruction while choosing:

• An annual percentage rate is less than 11%.
• Reasonable penalty terms.
  
• Better choose No Annual Fee Credit Card.
• Low rates on other loans such as cash advances or balance transfers.
  

In fact, the banks usually refuse from the annual fee charges for one or two years. Futher, people either ask for a waiver by calling customer service, or they cancel the card. And I think there is just no reason to pay any annual fees unless one really likes the credit card in question and refuses to part with it.